Know exactly what's safe to spend until payday

PaydayPilot tracks your paychecks and bills, then tells you each day what you can spend without risking an overdraft.

Start free See how a day works

Takes you to sign-up.

Budgeting apps ask for homework. This one answers a question.

The old way

  • Sort every purchase into categories
  • Read charts to guess if rent is safe
  • Find out about a bill when the bank does
  • Feel behind before the month starts

With PaydayPilot

  • One number for today, after bills are covered
  • A payday countdown you can read in a glance
  • Every due date on one calendar
  • A calm answer, with no budgeting homework

Today's number, not a month of charts

Open the app and see what is safe to spend today. Your bills until the next paycheck are already taken out, so the number is the one you can actually use.

Every bill on one calendar

Rent, phone, electric, insurance. See each due date next to your payday, and mark a bill paid when it is done so it stops counting against you.

Built around how you get paid

Weekly, biweekly, twice a month or monthly. Add your pay schedule and income sources and the countdown to payday keeps itself current.

How a day works

A few minutes of setup, then one glance a day.

  1. Add your paycheck

    Tell PaydayPilot how often you are paid and how much lands in your account.

  2. Add your bills

    Enter what is due and when. Mark autopay ones so you know they are handled.

  3. Check your number each morning

    PaydayPilot subtracts the bills before your next payday and shows what is safe to spend today.

  4. Mark bills paid

    Paid bills drop off your list. Payday arrives and the cycle starts again.

Questions people ask first

Is this another budgeting app?

No. There are no category budgets to set up. PaydayPilot centers on your payday and your bills, and answers one question each day: what is safe to spend right now.

What if I get paid weekly or twice a month?

PaydayPilot is built for weekly, biweekly, twice-monthly and monthly pay. You set your schedule and the payday countdown follows it.

How does it help me avoid overdrafts?

Your upcoming bills are taken out of the number before you see it, so what is left is money you can spend without running short on a due date.

Will it judge how I spend?

No. PaydayPilot does not grade your purchases or hand you homework. It gives you a clear, calm number and gets out of the way.

Stop guessing before payday.

Set up your paycheck and bills, and see what is safe to spend today.

Start free